Forums » Suggestions
a ¨real¨ bank
How's about a ¨real¨ bank where you can actually have a ¨loan¨ and get interest? Say 0.1% interest a day if you put the money on the bank (not just for having it), and it costs 0.2% a day if you lend money from the bank.
Writing a bot to do this is not possible because people could just lend the money and never give it back (and the interest would be unpayable)... It could be made so that if people lend say, 10k.. they can't give away money if they go below that 10k + interest. Also the bank could limit the amount of money lend for an account, instead of for a character... a bot can't do all of that.
An other idea related to this: bank accounts! A group of people could share a bank account and can put money into the bank, and withdraw it.
You could have the following group of people of that account:
*bank account owner's
They can add/remove people from all of the groups, and set how much money can be withdrawed/loaned, and by who. They could also set how much money must be sent to who every day/week/month etc... or how much money must be received by who every day etc...
*people who can withdraw/loan money
These people can withdraw money from the account, lend money from the account, or set the account to lend money.
*people who periodicaly receive money
People who automaticly receive a certain ammount of money every day/week/month etc...
*people who can monitor it
These people can see the balance of the bank account, how much is going in/out, and who receives money, and who sent it
Everybody could send money to whatever account, as long as they now the name of it...
A bot could be written to do the last thing to some extent... but it would be a bit hard to use without a gui I think...
Writing a bot to do this is not possible because people could just lend the money and never give it back (and the interest would be unpayable)... It could be made so that if people lend say, 10k.. they can't give away money if they go below that 10k + interest. Also the bank could limit the amount of money lend for an account, instead of for a character... a bot can't do all of that.
An other idea related to this: bank accounts! A group of people could share a bank account and can put money into the bank, and withdraw it.
You could have the following group of people of that account:
*bank account owner's
They can add/remove people from all of the groups, and set how much money can be withdrawed/loaned, and by who. They could also set how much money must be sent to who every day/week/month etc... or how much money must be received by who every day etc...
*people who can withdraw/loan money
These people can withdraw money from the account, lend money from the account, or set the account to lend money.
*people who periodicaly receive money
People who automaticly receive a certain ammount of money every day/week/month etc...
*people who can monitor it
These people can see the balance of the bank account, how much is going in/out, and who receives money, and who sent it
Everybody could send money to whatever account, as long as they now the name of it...
A bot could be written to do the last thing to some extent... but it would be a bit hard to use without a gui I think...
Suppose I create a character, take out a loan, give the money to a friend, and then delete the character?
You can't, couse you cannot give away that much money that you can't repay your loan. If you loan 10k, you cannot give away money if you go below that 10k + interest. However, a bot can't prevent you from doing this. This is why lending should be an in-game feature to be usefull... (or you should be able to trade objects, like say ships)
The devs said that a real bank will be in the game eventually. That's why SF was not too worried when he turned off the FVIB. But "eventually" might not mean until we're all paying $10 a month to play.